By submitting you agree to be contacted by lenders in our network and to our Privacy Policy, Terms and E-Consent. NexusNotch is not a lender.
NexusNotch is not a lender. Your form is forwarded to lenders active in your state.
Four steps from start to finish.
Choose any amount from $100 to $5,000. You can change it inside the form before you submit.
One page, all fields here. No account needed. No separate site.
NexusNotch is not a lender. Your completed form goes to lenders in the network active in your state.
A lender in the network that fits your profile may respond on-screen or follow up with you.
Is NexusNotch a lender?
No. NexusNotch is a connection service. It routes your form to lenders in its network. Any offer comes from the responding lender.
Does submitting affect my credit?
NexusNotch does not run a credit check. A lender that responds may do so as part of their own underwriting process.
What happens after I submit?
Your form is forwarded to lenders in the network active in your state. A matching lender may respond on-screen or contact you after you leave.
How much can I request?
From $100 to $5,000. The actual amount offered depends on the lender's criteria and the details you provide.
Is there a fee to use this?
No cost to you. NexusNotch earns from lenders in its network. Any lender charge will be disclosed before you accept.
Most lenders in the network look for these basics.
A connection service. Here is what that means.
NexusNotch does not fund or originate loans. It routes your form to lenders in its network. Rates, fees, and terms come entirely from the responding lender.
A single submission reaches multiple lenders active in your state. No need to re-enter your details elsewhere.
NexusNotch charges you nothing. It earns from lenders in its network when a match is made. Any lender fee will be spelled out before you agree.
Submitting is not a contract. Review any offer the lender provides at your own pace. Decline without penalty.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where NexusNotch does not have an available lender, you will not be connected to a lender. Our Lending Policy has current state availability. Rates & Fees explains how rates and terms actually work once you are matched with a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender's rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. NexusNotch is not a lender and does not make loan or credit decisions. NexusNotch connects interested persons with a lender from its network of approved lenders. NexusNotch does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. NexusNotch is compensated by lenders in its network when a connection is made; this compensation may influence which lenders are presented to you and in what order, and not all lenders in the network are presented. See our Advertising Disclosure. NexusNotch's service is always free to you. Submitting a request is not a guarantee of being matched or approved.
Military Lending Act. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a covered borrower may not exceed a Military Annual Percentage Rate (MAPR) of 36 percent. This rate cap includes, as applicable: interest, fees, credit service charges, and other charges. Lenders in the NexusNotch network who extend credit to covered borrowers are required to comply with the Military Lending Act and applicable Department of Defense regulations. If you are an active-duty service member or dependent, please contact your lender for information about protections available to you under the MLA.
By submitting your information via this website, you are authorizing NexusNotch and lenders in its network to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize NexusNotch to share your information and credit history with a network of approved lenders. See Credit Authorization.
Lender's Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender's internal policies, underwriting criteria and applicable law. NexusNotch has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.